Taking the headache out of home loans
Based in Sydney’s Sutherland Shire, but servicing clients across Australia through a straight forward, remote process
Finding the right mortgage shouldn’t be complicated – and with the right broker in your corner, it isn’t.At Ingram Financial, we cut through the noise to deliver personalised mortgage solutions that actually fit your life.
Shannon Ingram leads our team with nearly two decades of finance and mortgage broking expertise. His background spans a Big Four bank (ANZ), ownership of a Smartline franchise, and running his own businesses – giving him a rare, well-rounded view of both the lending landscape and the real financial pressures clients face.
That experience means smarter advice, faster solutions, and a broker who genuinely understands what’s at stake for you. Ready to take the next step?
Whether you’re buying your first home, refinancing, or investing – let’s talk. Contact Shannon and the Ingram Financial team today.
What makes us different?
What makes us different is our commitment to genuinely personalised service and long-term results. As experienced mortgage brokers, we take the time to understand your financial goals and tailor lending solutions that fit—not just now, but into the future. With access to a wide panel of lenders, we compare home loans, negotiate on your behalf, and simplify what can often feel like a complex process.
We focus on building lasting relationships, not just completing transactions. That means clear communication, honest guidance, and ongoing support well after your loan has settled. As your circumstances change, we proactively review your loan to ensure it remains competitive, helping you reduce costs and make smarter financial decisions over time.
Your Advantage: Unaffiliated Advice, More Options
Your own personal, non-bank affiliated loan expert
We work in your best interests (we’re not owned by a bank)
Access to dozens of banks and lenders in one place
Ongoing support and guidance once your loan has settled
Access dozens of lenders in one place
As a mortgage broker, we have access to a wide panel of lenders – including major banks, smaller institutions, and non-bank lenders. This gives you far more choice than going directly to a single provider. This means we can compare a wide range of loan options to find one that truly fits your needs, whether you’re buying your first home, investing, or refinancing. My goal is to match you with the right loan, not just any loan, helping you secure a solution that works for your situation now and into the future.
Ingram Financial offers many different loan types to meet your borrowing needs. Whilst we specialise in residential finance, we can also assist with commercial, asset and vehicle finance.
Home Loans
Buying your first home is one of the biggest decisions you’ll make. From jargon filled paperwork, to inspections and ultimately, sealing the deal – we’re here to give it to you straight
Car Loans
We all love that new car smell, but not everyone can buy a new car upfront. We can negotiate with over 20 banks and lenders to find a competitive car loan suited to you.
Refinancing
Refinancing your existing loan can save you money and trim your mortgage. Is your loan working hard for you? We’re ready to take on the challenge to save you some money. Get in touch!
Commercial Loans
Whether you need to upgrade your warehouse space, expand stores or find a bigger office, we will help you navigate the commercial loan minefield, ultimately finding one that works for you.
Business Loans
Looking to expand your business? Our finance brokers are experts in making sure your business loan is setup to maximise your investment. With access to hundreds of different business loans, we can help you to find
Property Investment Loans
Wanting to expand your property portfolio? Adding to your self managed fund? Looking at your cash flow or capital growth?
Whatever your next step, we’ll take out the hurdles and help you secure the finance for your investment property.
SMSF Loans
The right self managed super fund loan could help you save thousands and set you up for your dream retirement.
Construction Loans
There can be a few bumps in the road when you are building your dream home. That’s why it’s smart to sort out your finance prior to entering into a contract.
Bridging Loans
Did you know it’s possible to buy a new home before selling your existing one, even if you don’t have a large stockpile of cash?This can be done by using what’s known as a bridging loan or bridging finance.A bridging loan is a short-term loan that you can use to buy your new home. You then sell your existing home and use the sale proceeds to pay off the bridging loan.
Our Process
Our lending process is simple, supportive, and tailored to you. We start by understanding your unique situation and goals, then research the market to present a range of suitable loan options. We guide you through each one so you can make a clear and confident choice.
Once you’ve selected your loan, we handle the legwork—managing the application, liaising with lenders, and seeing it through to approval and settlement. And it doesn’t stop there. We stay in touch over time to make sure your loan continues to suit your needs and to help you save wherever possible.
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Still have questions?
Let’s connect so we can assist, or simply start your application online today.
What our clients have to say
★★★★★
Highly recommend our mortgage broker! Shannon was absolutely amazing throughout the entire process — knowledgeable, responsive, and genuinely supportive. He made what could have been a stressful experience feel smooth and manageable, always going above and beyond to help us. We’re so grateful for his guidance and couldn’t have done it without him!
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